What is Personal Dental?

Personal Dental is BEST Life’s new line of dental plans.  These dental plans are sold through the BEST Employers Association (“BEA”) and are available directly to individuals and families residing in California. 

Personal Dental provides an affordable alternative and are designed for individuals not eligible for coverage on an employer plan. Dependent children who reach the age limit on an employer plan, or for individuals whose COBRA coverage has ended, may all purchase a Personal Dental plan.

Why choose Personal Dental?

As we’ve demonstrated in an earlier article, the cost of dental care can be expensive. Having dental insurance can help save you money and make it affordable for you to go to the dentist.

If you need dental coverage, live in California and are ineligible for group insurance,  Personal Dental may be the alternative you are looking for!

Personal Dental Plan Highlights: 

  • A selection of two indemnity plans that increase coverage over 2 to 3 years, and two scheduled reimbursement plans
  • No deductibles for preventive care
  • $50 yearly deductible for basic and major services
  • Coverage for preventive, basic and major services
  • Preventive care covered at 100% or 80%, or at a reimbursed amount
  • Coverage for sealants, fluoride treatment and space maintainers for children
  • Optional access to a PPO network of 18,359 dental offices in California 
  • Optional access to a national PPO network for children living outside of California or for those traveling

Where can I purchase Personal Dental?

Visit the Personal Dental website at www.beassoc.org/PersonalDental/ to download a brochure and application.  If you need assistance, visit http://www.beassoc.org/personaldental/directory.html to review a directory of insurance agents.  Just select the one nearest you and he or she will answer any questions you may have.

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