What are “Ancillary Benefits”?

You may have seen this term while looking for group insurance. “Ancillary Benefits” refer to benefits that are used to supplement group health insurance. These can include the three most sought-after employee benefits: dental, vision and life insurance.   Why offer ancillary benefits? Employees still need oral and vision care.  Offering a health plan is [...]

Does it make sense to offer voluntary dental, vision or life insurance?

Health plans usually take center stage in employee benefits programs… which is why we are bringing the spotlight to the other, just as important, components of an employee benefits package: voluntary plans. What are voluntary plans? Voluntary plans are dental, vision and term life benefits offered at group rates.  They are called “voluntary” because the [...]

The Value of a Group Term Life Policy

Now that the economy has taken a downturn and your finances are taking center stage, we want to remind you of the value of purchasing a Group Term Life policy. Group Term Life insurance is an inexpensive way to have money available during the event of a death. To put this in another perspective, a [...]