New HDHP Rx claim process is FREE of claim forms and receipts!

BEST Life has a great new and easy way to apply eligible prescription purchases to your High Deductible Health Plan!  We now process your HDHP Rx claims electronically – and you will not need to do a thing.   Our new claims process is as easy as 1, 2, 3: Use your CVS Caremark Discount Only card at any CVS [...]

New Discounts for Jenny Craig Weight Loss Programs

BEST Life’s plans include access to discount programs offered through the BEST Employers Association (“BEA”).  In February, BEA has launched the addition of Jenny Craig to the Gold Star Advantage Discount Program. Save on Jenny Craig and lose weight! BEA’s new discount program provides members the option to try a Jenny Craig program free for 30 [...]

What are “Ancillary Benefits”?

You may have seen this term while looking for group insurance. “Ancillary Benefits” refer to benefits that are used to supplement group health insurance. These can include the three most sought-after employee benefits: dental, vision and life insurance.   Why offer ancillary benefits? Employees still need oral and vision care.  Offering a health plan is [...]

Employer Question and Answer on HIPAA Compliance

Here’s a great question to answer for employers: When do I need a HIPAA Authorization Form from an employee?   Before we move forward, please note that this article explains BEST Life’s business practices to comply with the HIPAA Privacy Rule, and is not a source for legal information or advice.  For an explanation on how [...]

Small Business Tax Credits with BEST Life

To all small business owners offering BEST Life insurance and still preparing their taxes: Did you know the new small business federal tax credit also applies to dental and vision plans[1]? Small employer groups with medical, dental, vision and other limited scope coverages may qualify for the new federal tax credit[2]. To help you with [...]

New Benefits Added to BEST Life Dental Plans

Last November, new benefits were added to BEST Life’s Dental PPO and IndemnityPlus plans.  These benefits offer you more choices when you need dental work. In addition, we are in the process of making these benefits available to employer groups who renew with us beginning with December 1st, 2010 renewals.  So, if your group has [...]

Important Changes Effective 10/1/10

This posting is to keep you up-to-date on the implementation of health care reform required by the Patient Protection and Affordable Care Act (“PPACA”) and other changes that went into effect as of October 1, 2010. New dental and vision dependent age limits.  As of October 1, 2010, married and unmarried dependents up to age [...]

The healthcare reform changes are here! Answers to your questions.

This FAQ has been revised to comply with newly released regulations issued the Health and Human Services Department.  Please note that this FAQ is subject to change upon notification from the United States Department of Health and Human Services. We have provided some answers to questions on the implementation of the Patient Protection and Affordable [...]

New Small Business Federal Tax Credit

Did you know the new small business federal tax credit also applies to dental and vision plans1? Small employer groups with medical, dental, vision and other limited scope coverages may qualify for the new federal tax credit. This also provides the perfect opportunity for your small business to add dental or vision benefits to your employee [...]

When does the new Health Care Reform go into effect?

Does the passage of the Health Care and Education Reconciliation Act of 2010, have you wondering, “What are all the reforms and when do they go into effect?”   The Kaiser Family Foundation, a California-based non-profit foundation, has provided an easy to understand timeline and some brief explanations on when certain laws take effect.  The IRS [...]